Building Europe’s Future Digital Asset Infrastructure.
TDAC is being developed as an invitation-led, wallet-connected digital asset network designed for trusted membership, bilateral markets and a future MiCA-ready European infrastructure.
Currently developed and operated by Wharf Plan GmbH until the establishment of the dedicated TDAC operating entity.
Building the Next Generation of European Digital Asset Infrastructure.
TDAC is being developed as a new generation of digital asset infrastructure designed for Europe’s evolving regulatory landscape. Rather than becoming another cryptocurrency exchange, TDAC is designed as a trusted ecosystem where verified members, self-custody wallets and future regulated services can interact through a transparent and scalable architecture.
Membership First
TDAC begins as an invitation-led digital asset membership network, bringing together verified participants committed to trusted, transparent and compliant digital asset markets.
Self-Custody by Design
Assets remain under the control of their owners. TDAC is designed around wallet connectivity and direct settlement, minimising custody risks while supporting institutional-grade workflows.
Infrastructure, not Speculation
The long-term vision is to provide trusted European infrastructure supporting digital commerce, utility-token ecosystems and future regulated crypto-asset services.
TDAC is not being built as another crypto exchange. It is being developed as the trusted infrastructure layer connecting digital asset ecosystems within a future MiCA-ready European framework.
Europe’s digital asset market is evolving. The infrastructure must evolve with it.
Europe is moving from fragmented crypto experimentation toward regulated digital asset markets. Utility-token ecosystems, digital commerce platforms and professional market participants increasingly require infrastructure that combines wallet connectivity, regulatory readiness and operational trust.
TDAC is being designed to help bridge that gap.
Digital asset ecosystems remain fragmented.
Many projects operate through isolated platforms, disconnected wallets and unclear market structures. This limits trust, accessibility and institutional participation.
Token communities, commerce platforms and liquidity networks frequently operate without shared infrastructure.
Professional participants need transparent membership, governance and counterparty standards.
MiCA is reshaping the European market and increasing the need for clearly structured, compliant operating models.
Emerging digital asset ecosystems often depend on third-party exchanges that were not designed around their specific needs.
One infrastructure for multiple digital ecosystems.
TDAC is being developed as a shared European infrastructure layer connecting verified participants, self-custody wallets and purpose-driven digital asset ecosystems.
An invitation-led environment designed around transparent participation and trusted counterparties.
Infrastructure designed to preserve user control and support direct wallet-based interaction.
A modular operating model prepared for a future regulated European CASP structure, subject to authorization.
A common infrastructure capable of supporting founding ecosystems and selected future partners.
One Infrastructure. Multiple Ecosystems.
TDAC is intended to become a common digital asset infrastructure serving independent ecosystems without removing their identity, autonomy or commercial purpose.
TDAC is currently under development. References to future regulated services or MiCA authorization describe the project’s strategic direction and do not represent an existing regulatory licence.
Infrastructure built around trust, control and regulatory readiness.
TDAC is being designed around a clear set of founding principles. These principles are intended to guide the platform’s technology, governance and future regulatory development.
They also define the standards expected from participating ecosystems, strategic partners and future members.
Verified participation and accountable structures.
TDAC is intended to develop as a trusted environment for identified members and selected digital asset ecosystems. Participation should be based on transparency, clear responsibilities and credible counterparties.
Digital assets remain under the owner’s control.
TDAC is being designed around wallet connectivity and direct interaction. The initial architecture prioritises self-custody, allowing members to retain control of their assets while reducing unnecessary custody exposure.
Clear rules, visible processes and understandable markets.
Infrastructure should make responsibilities and transaction processes easier to understand. TDAC aims to support transparent membership standards, clearly documented workflows and traceable digital asset interactions.
Designed today for the regulatory environment of tomorrow.
TDAC is being structured with a future MiCA-regulated operating model in mind. Its architecture is intended to support a modular transition toward regulated crypto-asset services, subject to the required authorization.
Independent ecosystems. Shared principles.
These principles form the foundation for TDAC’s future ecosystem, membership and infrastructure model.
Explore the Founding EcosystemsTDAC is currently under development. The principles and operating concepts described on this website represent the project’s intended direction and may evolve as the legal, technical and regulatory structure is finalised.
Independent ecosystems. Connected through one shared infrastructure.
TDAC is being developed to support independent digital asset ecosystems while allowing each ecosystem to retain its own identity, governance, commercial purpose and operating model.
The founding ecosystem demonstrates how one common infrastructure may connect commerce, sustainability, technology and future regulated digital asset services.
TarCasso
A Mediterranean longevity and digital commerce ecosystem combining premium products, evidence-backed content and future utility-token applications.
TarCasso illustrates how TDAC may support product-led digital commerce without replacing the ecosystem’s own brand or customer relationships.
Visit TarCassoFlour Yield
A utility-token ecosystem focused on regenerative agriculture, sustainable production and measurable carbon-removal activities.
Flour Yield demonstrates how purpose-driven utility-token ecosystems may connect to trusted membership, liquidity and future regulated infrastructure.
View the TDAC RoadmapSentico Labs
The Austrian technology and software company supporting the development of digital platforms, AI-enabled workflows and wallet-connected infrastructure.
Sentico Labs provides the modular technology foundation required to translate TDAC’s infrastructure vision into scalable applications and services.
Explore the Development PathFuture Partners
TDAC is intended to support selected independent ecosystems that share the same commitment to trust, transparency, self-custody and regulatory readiness.
Future participation will be based on strategic fit, credible governance and compatibility with TDAC’s founding principles.
Discuss a Future PartnershipIndependent brands. Shared infrastructure.
References to founding ecosystems describe the current strategic development context of TDAC. They do not imply that TDAC currently provides regulated crypto-asset services or that participation in the future TDAC infrastructure has already been approved.
From founding infrastructure to a future regulated European platform.
TDAC is being developed through a phased and modular approach. The objective is to establish the operating model, technology, ecosystem standards and governance structure before entering any regulated crypto-asset service activity.
Each phase is intended to build the foundation for the next.
TDAC is currently being developed by Wharf Plan GmbH. No regulated crypto-asset services are currently offered through TDAC.
IN DEVELOPMENTEstablishing the TDAC foundation.
The first phase focuses on the strategic, legal and operational architecture required to develop TDAC as a credible European digital asset infrastructure project.
Create a clear and institutionally credible basis for the technical and regulatory development of TDAC.
Building the controlled participation layer.
The second phase is intended to introduce the first TDAC membership, wallet-connectivity and bilateral interaction components within a carefully limited operating model.
Validate the technical architecture and member experience without prematurely entering regulated CASP activity.
Preparing the regulated operating entity.
The third phase is intended to transform the validated project structure into a licensing-ready operating model with dedicated governance, compliance, risk and technology functions.
Develop a structure capable of supporting a future MiCA CASP authorization process.
Operating as a future MiCA-regulated platform.
Subject to authorization, TDAC may evolve into a regulated European infrastructure provider supporting selected digital asset services, ecosystems and professional participants.
Establish TDAC as trusted digital asset infrastructure within the European regulatory framework.
A modular path toward MiCA authorization.
TDAC’s development model separates the early technology and ecosystem-building phases from any later regulated operating activities.
Explore the regulatory and strategic roadmap in detail.
The TDAC CASP Strategy Discussion Paper explains the intended operating model, MiCA roadmap, group structure and long-term development vision.
The roadmap is indicative and may change as the project develops. References to licensing, authorization or regulated services describe future strategic objectives only. TDAC is not currently authorized as a crypto-asset service provider.
Building Europe’s future digital asset infrastructure.
The TDAC Strategy Discussion Paper presents the project’s long-term vision, intended operating architecture, MiCA roadmap, founding ecosystem model and phased development strategy.
It is designed as a strategic working document for founders, technology partners, legal advisers, investors and prospective ecosystem participants.
The paper is a strategic discussion document. It does not constitute an offer, investment recommendation, legal opinion or announcement of currently authorized crypto-asset services.
CASP Strategy Discussion Paper
MiCA Licensing Roadmap for The Digital Asset Trading Club
Building TDAC from a broader digital ecosystem perspective.
TDAC is currently being developed by Wharf Plan GmbH, an Austrian innovation and holding company focused on digital asset infrastructure, sustainable finance and technology-enabled ecosystems.
Wharf Plan’s role is to bring together regulatory strategy, technology, tokenized ecosystems and real-world commercial applications within a coherent long-term architecture.
Ecosystem Thinking
TDAC is being designed as shared infrastructure for multiple independent ecosystems rather than as a single-purpose trading venue.
Regulatory Architecture
The project is being structured around clear legal entities, separated regulated functions and a phased path toward MiCA readiness.
Real-World Utility
Founding projects connect digital assets with commerce, sustainability, technology and measurable real-economy use cases.
Wharf Plan GmbH
Strategic development, ecosystem architecture and long-term regulatory positioning for the TDAC project.
Project Founder & Developer
Wharf Plan currently leads TDAC’s strategic development, regulatory planning, ecosystem design and founding partner dialogue.
Austria & European Union
The development of TDAC is anchored in Austria with a European regulatory and cross-border ecosystem perspective.
Infrastructure & Ecosystems
Wharf Plan develops digital asset structures intended to connect technology, regulation, commerce and sustainability.
This principle defines both TDAC’s architecture and Wharf Plan’s long-term approach to digital asset development.
Let’s discuss the future of European digital asset infrastructure.
TDAC welcomes strategic dialogue with selected technology providers, legal and compliance advisers, ecosystem operators, investors and prospective founding partners.
Start a confidential discussion.
Contact the project team to request the strategy paper, discuss the founding architecture or explore potential cooperation.
Initial discussions may be treated confidentially upon request.
TDAC is currently a project under development by Wharf Plan GmbH. TDAC is not currently authorized as a crypto-asset service provider and does not presently offer regulated crypto-asset services.
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