A European digital asset infrastructure in development
TDAC The Digital Asset Trading Club

Building Europe’s Future Digital Asset Infrastructure.

TDAC is being developed as an invitation-led, wallet-connected digital asset network designed for trusted membership, bilateral markets and a future MiCA-ready European infrastructure.

One Infrastructure. Multiple Ecosystems.
Current stage Founding & Development
Strategic direction Future MiCA CASP
Developed by Wharf Plan GmbH
TDAC Architecture European Digital Asset Network
In Development
TDAC Infrastructure
01 Verified Members
02 Wallet Connectivity
03 Bilateral Markets
04 MiCA-Ready Design
Institutional Ready
Built for Europe

Currently developed and operated by Wharf Plan GmbH until the establishment of the dedicated TDAC operating entity.

THE VISION

Building the Next Generation of European Digital Asset Infrastructure.

TDAC is being developed as a new generation of digital asset infrastructure designed for Europe’s evolving regulatory landscape. Rather than becoming another cryptocurrency exchange, TDAC is designed as a trusted ecosystem where verified members, self-custody wallets and future regulated services can interact through a transparent and scalable architecture.

01

Membership First

TDAC begins as an invitation-led digital asset membership network, bringing together verified participants committed to trusted, transparent and compliant digital asset markets.

02

Self-Custody by Design

Assets remain under the control of their owners. TDAC is designed around wallet connectivity and direct settlement, minimising custody risks while supporting institutional-grade workflows.

03

Infrastructure, not Speculation

The long-term vision is to provide trusted European infrastructure supporting digital commerce, utility-token ecosystems and future regulated crypto-asset services.

TDAC is not being built as another crypto exchange. It is being developed as the trusted infrastructure layer connecting digital asset ecosystems within a future MiCA-ready European framework.

WHY TDAC

Europe’s digital asset market is evolving. The infrastructure must evolve with it.

Europe is moving from fragmented crypto experimentation toward regulated digital asset markets. Utility-token ecosystems, digital commerce platforms and professional market participants increasingly require infrastructure that combines wallet connectivity, regulatory readiness and operational trust.

TDAC is being designed to help bridge that gap.

01 The Market Challenge

Digital asset ecosystems remain fragmented.

Many projects operate through isolated platforms, disconnected wallets and unclear market structures. This limits trust, accessibility and institutional participation.

Fragmented ecosystems

Token communities, commerce platforms and liquidity networks frequently operate without shared infrastructure.

Limited trusted access

Professional participants need transparent membership, governance and counterparty standards.

Regulatory transition

MiCA is reshaping the European market and increasing the need for clearly structured, compliant operating models.

Infrastructure dependency

Emerging digital asset ecosystems often depend on third-party exchanges that were not designed around their specific needs.

02 The TDAC Response

One infrastructure for multiple digital ecosystems.

TDAC is being developed as a shared European infrastructure layer connecting verified participants, self-custody wallets and purpose-driven digital asset ecosystems.

Verified membership

An invitation-led environment designed around transparent participation and trusted counterparties.

Wallet-connected architecture

Infrastructure designed to preserve user control and support direct wallet-based interaction.

MiCA-ready development

A modular operating model prepared for a future regulated European CASP structure, subject to authorization.

Multi-ecosystem scalability

A common infrastructure capable of supporting founding ecosystems and selected future partners.

THE FOUNDING PRINCIPLE

One Infrastructure. Multiple Ecosystems.

TDAC is intended to become a common digital asset infrastructure serving independent ecosystems without removing their identity, autonomy or commercial purpose.

Discover the Ecosystems

TDAC is currently under development. References to future regulated services or MiCA authorization describe the project’s strategic direction and do not represent an existing regulatory licence.

THE FOUNDING PRINCIPLES

Infrastructure built around trust, control and regulatory readiness.

TDAC is being designed around a clear set of founding principles. These principles are intended to guide the platform’s technology, governance and future regulatory development.

They also define the standards expected from participating ecosystems, strategic partners and future members.

01
TRUST

Verified participation and accountable structures.

TDAC is intended to develop as a trusted environment for identified members and selected digital asset ecosystems. Participation should be based on transparency, clear responsibilities and credible counterparties.

02
SELF-CUSTODY

Digital assets remain under the owner’s control.

TDAC is being designed around wallet connectivity and direct interaction. The initial architecture prioritises self-custody, allowing members to retain control of their assets while reducing unnecessary custody exposure.

03
TRANSPARENCY

Clear rules, visible processes and understandable markets.

Infrastructure should make responsibilities and transaction processes easier to understand. TDAC aims to support transparent membership standards, clearly documented workflows and traceable digital asset interactions.

TDAC
THE COMMON FRAMEWORK

Independent ecosystems. Shared principles.

Trust
Self-Custody
Transparency
Regulatory Readiness

These principles form the foundation for TDAC’s future ecosystem, membership and infrastructure model.

Explore the Founding Ecosystems

TDAC is currently under development. The principles and operating concepts described on this website represent the project’s intended direction and may evolve as the legal, technical and regulatory structure is finalised.

FOUNDING ECOSYSTEMS

Independent ecosystems. Connected through one shared infrastructure.

TDAC is being developed to support independent digital asset ecosystems while allowing each ecosystem to retain its own identity, governance, commercial purpose and operating model.

The founding ecosystem demonstrates how one common infrastructure may connect commerce, sustainability, technology and future regulated digital asset services.

SHARED INFRASTRUCTURE TDAC The Digital Asset Trading Club
01 TarCasso Mediterranean Longevity Commerce
02 Flour Yield Green Digital Asset Ecosystem
03 Sentico Labs Technology & Infrastructure
04 Future Partners Selected Independent Ecosystems
Verified Participation
Wallet-Connected Architecture
01 Founding Ecosystem
T
LONGEVITY COMMERCE

TarCasso

A Mediterranean longevity and digital commerce ecosystem combining premium products, evidence-backed content and future utility-token applications.

Premium EVOO Longevity Commerce Utility Integration
02 Founding Ecosystem
FY
GREEN DIGITAL ASSETS

Flour Yield

A utility-token ecosystem focused on regenerative agriculture, sustainable production and measurable carbon-removal activities.

Regenerative Agriculture Carbon Removal MiCA Utility Token
03 Technology Partner
S
TECHNOLOGY & SOFTWARE

Sentico Labs

The Austrian technology and software company supporting the development of digital platforms, AI-enabled workflows and wallet-connected infrastructure.

Platform Technology Wallet Connectivity White-Label Solutions
04 Future Expansion
+
SELECTED ECOSYSTEMS

Future Partners

TDAC is intended to support selected independent ecosystems that share the same commitment to trust, transparency, self-custody and regulatory readiness.

Independent Brands Shared Standards Modular Access
THE TDAC MODEL

Independent brands. Shared infrastructure.

Independent Governance
Shared Membership Standards
Wallet Connectivity
Future Regulated Services
See How TDAC Will Develop

References to founding ecosystems describe the current strategic development context of TDAC. They do not imply that TDAC currently provides regulated crypto-asset services or that participation in the future TDAC infrastructure has already been approved.

DEVELOPMENT ROADMAP

From founding infrastructure to a future regulated European platform.

TDAC is being developed through a phased and modular approach. The objective is to establish the operating model, technology, ecosystem standards and governance structure before entering any regulated crypto-asset service activity.

Each phase is intended to build the foundation for the next.

CURRENT PROJECT STATUS Founding & Development Phase

TDAC is currently being developed by Wharf Plan GmbH. No regulated crypto-asset services are currently offered through TDAC.

IN DEVELOPMENT
PHASE 01
CURRENT 01
FOUNDING & STRUCTURE

Establishing the TDAC foundation.

The first phase focuses on the strategic, legal and operational architecture required to develop TDAC as a credible European digital asset infrastructure project.

Brand and market positioning
Group and operating structure
Founding ecosystem definition
MiCA perimeter analysis
PHASE 02
PLANNED 02
MEMBERSHIP & PILOT INFRASTRUCTURE

Building the controlled participation layer.

The second phase is intended to introduce the first TDAC membership, wallet-connectivity and bilateral interaction components within a carefully limited operating model.

Invitation-led membership
Identity and eligibility standards
Non-custodial wallet connectivity
Founding ecosystem pilots
PHASE 03
STRATEGIC 03
CASP-READY OPERATING MODEL

Preparing the regulated operating entity.

The third phase is intended to transform the validated project structure into a licensing-ready operating model with dedicated governance, compliance, risk and technology functions.

Dedicated TDAC legal entity
Compliance and AML framework
Governance and risk functions
Regulatory application preparation
PHASE 04
FUTURE 04
REGULATED EUROPEAN INFRASTRUCTURE

Operating as a future MiCA-regulated platform.

Subject to authorization, TDAC may evolve into a regulated European infrastructure provider supporting selected digital asset services, ecosystems and professional participants.

Authorized crypto-asset services
Multi-ecosystem infrastructure
Institutional participation
European market expansion
REGULATORY DEVELOPMENT LAYER

A modular path toward MiCA authorization.

TDAC’s development model separates the early technology and ecosystem-building phases from any later regulated operating activities.

Project Development Strategy, architecture and founding ecosystems
Operational Validation Controlled pilots and non-custodial infrastructure
Licensing Preparation Governance, compliance and CASP application readiness
Future MiCA CASP Subject to successful authorization
TDAC STRATEGY PAPER

Explore the regulatory and strategic roadmap in detail.

The TDAC CASP Strategy Discussion Paper explains the intended operating model, MiCA roadmap, group structure and long-term development vision.

View the Strategy Paper

The roadmap is indicative and may change as the project develops. References to licensing, authorization or regulated services describe future strategic objectives only. TDAC is not currently authorized as a crypto-asset service provider.

TDAC STRATEGY DISCUSSION PAPER

Building Europe’s future digital asset infrastructure.

The TDAC Strategy Discussion Paper presents the project’s long-term vision, intended operating architecture, MiCA roadmap, founding ecosystem model and phased development strategy.

It is designed as a strategic working document for founders, technology partners, legal advisers, investors and prospective ecosystem participants.

DOCUMENT TYPE Strategy Discussion Paper
VERSION Version 1.0
UPDATED July 2026
Executive Summary
Strategic Vision
Group Architecture
MiCA Strategy
CASP Roadmap
Governance Model
Founding Ecosystems
Long-Term Development

The paper is a strategic discussion document. It does not constitute an offer, investment recommendation, legal opinion or announcement of currently authorized crypto-asset services.

TDAC V1.0
THE DIGITAL ASSET TRADING CLUB

CASP Strategy Discussion Paper

MiCA Licensing Roadmap for The Digital Asset Trading Club

Wharf Plan
TDAC
Ecosystems
STRATEGY • ARCHITECTURE • REGULATION
WHY WHARF PLAN?

Building TDAC from a broader digital ecosystem perspective.

TDAC is currently being developed by Wharf Plan GmbH, an Austrian innovation and holding company focused on digital asset infrastructure, sustainable finance and technology-enabled ecosystems.

Wharf Plan’s role is to bring together regulatory strategy, technology, tokenized ecosystems and real-world commercial applications within a coherent long-term architecture.

01

Ecosystem Thinking

TDAC is being designed as shared infrastructure for multiple independent ecosystems rather than as a single-purpose trading venue.

02

Regulatory Architecture

The project is being structured around clear legal entities, separated regulated functions and a phased path toward MiCA readiness.

03

Real-World Utility

Founding projects connect digital assets with commerce, sustainability, technology and measurable real-economy use cases.

ABOUT THE DEVELOPER

Wharf Plan GmbH

Strategic development, ecosystem architecture and long-term regulatory positioning for the TDAC project.

ROLE

Project Founder & Developer

Wharf Plan currently leads TDAC’s strategic development, regulatory planning, ecosystem design and founding partner dialogue.

LOCATION

Austria & European Union

The development of TDAC is anchored in Austria with a European regulatory and cross-border ecosystem perspective.

FOCUS

Infrastructure & Ecosystems

Wharf Plan develops digital asset structures intended to connect technology, regulation, commerce and sustainability.

ONE INFRASTRUCTURE Multiple Ecosystems.

This principle defines both TDAC’s architecture and Wharf Plan’s long-term approach to digital asset development.

FOUNDING DIALOGUE

Let’s discuss the future of European digital asset infrastructure.

TDAC welcomes strategic dialogue with selected technology providers, legal and compliance advisers, ecosystem operators, investors and prospective founding partners.

Strategic Partners
Ecosystem Operators
Regulatory Advisers
Technology Providers
CONTACT WHARF PLAN

Start a confidential discussion.

Contact the project team to request the strategy paper, discuss the founding architecture or explore potential cooperation.

Email office@tdac.one
Project Base Austria · European Union
Contact the TDAC Project Team

Initial discussions may be treated confidentially upon request.